Buyer Resources

Good decisions start with good information.

Practical tools and resources to help you understand the numbers, prepare for your purchase and know what comes next.

A Good Place To Start

Everything you need. Without having to Google your way through it.

Buying a home comes with a lot of questions — some big, some surprisingly specific.

I've gathered the resources I find buyers need most often, so you can understand the process, make sense of the numbers and get back to making the decisions that actually matter.

And when a calculator or website doesn't quite answer your question, that's where I come in.

Run The Numbers

Understand the numbers before they become decisions.

These tools are a useful starting point for understanding affordability and some of the costs that come with buying. Your lender, mortgage professional and lawyer can help confirm the numbers specific to you.

Mortgage Calculator

Explore how purchase price, down payment, interest rate and amortization can affect your estimated mortgage payment.

Calculate A Mortgage

Mortgage Insurance

Purchasing with less than 20% down? Get a better understanding of how mortgage default insurance may factor into your financing.

Explore The Calculator

Land Transfer Tax

Estimate the Ontario land transfer tax that may apply to your purchase and get a better sense of the closing costs to plan for.

Explore The Calculator

First-Time Buyers

There may be more available to you than you realize.

If you're buying your first home, there are programs designed to help with saving, accessing existing savings and reducing certain purchase costs. Eligibility varies, so these are a starting point rather than a substitute for professional financial or tax advice.

FHSA

First Home Savings Account

A registered savings account that can help eligible first-time home buyers save toward the purchase or construction of a qualifying first home.

Learn More

HBP

Home Buyers' Plan

The Home Buyers' Plan may allow eligible buyers to withdraw funds from their RRSP to help purchase or build a qualifying home.

Learn More

Ontario

Land Transfer Tax Refund

Eligible first-time home buyers may qualify for a refund of some or all of the Ontario land transfer tax payable on their purchase.

Learn More

Planning Your Purchase

A little more guidance for the kind of move you're making.

Buying Your First Home

You don't need to know how all of this works yet.

Start with the questions, understand the process and take the decisions one step at a time.

First-Time Buyer Guide

Moving To The Area

Finding the right home starts with finding the right place to live.

Get to know Peterborough, the surrounding communities and some of the things worth considering when you're buying from outside the area.

Relocating To Peterborough & The Kawarthas

A note about calculators, programs & resources.

These resources are provided for general information and planning purposes and are not legal, financial, tax, mortgage or insurance advice. Program rules, limits, eligibility requirements, interest rates and legislation can change. Confirm information relevant to your purchase with the appropriate qualified professional and current official source.

Have A Question?

Sometimes the answer isn't another calculator.

If you're trying to make sense of a property, a number, a neighbourhood or simply what your next step should be, ask me. You don't need to have everything figured out before we talk.

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